Platforms Baltis
BA

Baltis

Real estate and alternative crowdfunding, significant delays documented
19.0/25
Quality score
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Regulation
Delay rate
no data
Loss rate
no data
Trustpilot
no data
About Baltis
Baltis is a crowdfunding platform regulated as a PSFP (AMF/ECSP license FP-2023-30) since 2016, specializing in real estate, startups, renewable energy and alternative investments. A subsidiary of Groupe Magellim since 2021 (4.2 billion euros in assets under management), it has financed over 200 projects totaling 106.5 million euros. However, the platform presents significant operational risks: a delay rate of 28.12% (as of March 31, 2026), a Trustpilot score of 2.6/5, and multiple documented investor complaints on specialist forums. Projects have entered judicial proceedings despite initial audits, and promised guarantees have proven ineffective. No permanent losses to date, but future risk remains elevated due to ongoing litigation. Project communication during difficulties has also faced criticism. Sophisticated investors should carefully assess project selection quality and asset recovery procedures.
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Platform quality: 5 criteria
Regulation and compliance
8/8
Baltis détient l'agrément PSFP AMF (FP-2023-19), en cours de validité au registre AMF. Score maximum applicable.
Track record and history
3/6
Statistiques plateforme partiellement publiées. Taux retard >90j estimé à 15–25% (portefeuille RE-PROM majoritaire, marché 2023-2024 sous pression). Aucun défaut définitif documenté publiquement à date. Rendement réel vs annoncé non confirmé officiellement. Pénalité appliquée pour opacité des données agrégées. Score ajusté par prudence: défaut ~0% (4.5pts×0.5=2.25) + retard estimé 15–25% (3pts×0.3=0.90) + rendement N/C (0pts×0.2=0) = 3.15 → arrondi 3/6.
Project selection rigor
2/4
Baltis mentionne un processus de sélection (comité, analyse financière) sur son site mais ne publie pas de taux de sélection chiffré. Processus décrit sans données quantitatives vérifiables.
Platform financial health
3/4
Plateforme indépendante, opérationnelle depuis 2018, collecte active en 2024-2025, aucun signal de détresse plateforme identifié. Pas d'actionnaire institutionnel coté mais existence >5 ans et continuité opérationnelle confirmée.
Investor protection
3/3
Agrément PSFP AMF → délai de réflexion 4j + plan de continuité obligatoires (1pt). Compte ségrégué via prestataire de paiement tiers (Mangopay, 1pt). Aucun marché secondaire documenté à ce jour mais recouvrement collatéral mentionné dans les CGU (1pt).
These scores evaluate the platform as an operator, independently from individual project quality. Methodology →
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
How is this scored? The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points. Read the full methodology →