Platform quality: 5 criteria
Regulation and compliance
8/8
Agrément PSFP AMF FP-2023-30 en cours de validité, vérifié au registre AMF. Statut réglementaire complet.
Track record and history
2/5
Score ajusté grâce aux données live. Défaut: 6/6 (0% défauts définitifs publiés). Retard >90j: 1.5/6 (28.12% retards — fourchette 30-50%). Rendement: données insuffisantes sur TRI réalisé vs annoncé (3/6 par prudence). Formule: (6×0.5 + 1.5×0.3 + 3×0.2) = 3.0 + 0.45 + 0.6 = 4.05, −2pts pénalité statistiques incomplètes = 2.4/6. Mentions CrowdRevolt documentées sur projets problématiques (CRAPONNE), investisseurs organisés.
Project selection rigor
2/5
Mention d'un processus de sélection documenté (audits préalables évoqués dans le contexte) mais taux de sélection non publié. Crédibilité affectée par 28.12% de retards et projets en procédure collective malgré audits initiaux.
Platform financial health
3/4
Adossée au Groupe Magellim (4.2Mds€ AUM), actionnaire institutionnel solide garantissant la viabilité plateforme. Capital social €75K (faible) mais structure groupe compense. Aucun signal de détresse PLATEFORME identifié. Taux retard élevé (28.12%) ne pénalise PAS A4 (mesuré en A2).
Investor protection
1/3
Agrément PSFP: délai réflexion 4j + plan continuité obligatoires = 1pt minimum garanti. Prestataire paiement non documenté dans ces données (0pt escrow). Pas de marché secondaire opérationnel identifié (0pt). Total: 1/3.
These scores evaluate the platform as an operator, independently from individual project quality.
Methodology →
CrowdRevolt
Multiple mentions on CrowdRevolt including specific project discussions (CRAPONNE) with investor grouping initiatives documented
CrowdRevolt is a community initiative grouping investors to collectively demand action from platforms following losses or significant delays.
Recent news
Updated: 2026-05-08
Baltis has financed over 200 projects and €106.5 million since launch
Significant delay rate of 28.12% in delayed projects as of March 31, 2026
Delay rates have improved from higher levels in 2023-2024 following real estate market difficulties
Platform integrated into Groupe Magellim since 2021; acquired Proximea platform in 2022
Launched FCPR City Makers #1 fund for real estate private equity with €5,000 minimum investment
Expanded offering to include fractional real estate (Puzzle), startups, renewables, and alternative investments
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
Analysed projects (0)
No projects analysed on this platform yet.
How is this scored?
The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points.
Read the full methodology →