Platforms Baltis
BA

Baltis

Real estate and alternative crowdfunding, significant delays documented
18.0/25
Quality score
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Regulation
Delay rate
no data
Loss rate
no data
Trustpilot
no data
About Baltis
Baltis is a crowdfunding platform regulated as a PSFP (AMF/ECSP license FP-2023-30) since 2016, specializing in real estate, startups, renewable energy and alternative investments. A subsidiary of Groupe Magellim since 2021 (4.2 billion euros in assets under management), it has financed over 200 projects totaling 106.5 million euros. However, the platform presents significant operational risks: a delay rate of 28.12% (as of March 31, 2026), a Trustpilot score of 2.6/5, and multiple documented investor complaints on specialist forums. Projects have entered judicial proceedings despite initial audits, and promised guarantees have proven ineffective. No permanent losses to date, but future risk remains elevated due to ongoing litigation. Project communication during difficulties has also faced criticism. Sophisticated investors should carefully assess project selection quality and asset recovery procedures.
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Platform quality: 5 criteria
Regulation and compliance
8/8
Baltis détient l'agrément PSFP AMF (FP-2022-12), en cours de validité, vérifié registre AMF. Score maximal.
Track record and history
3/6
Statistiques partiellement publiées. Taux de défaut estimé <1% (6 pts base), retard >90j estimé 20–35% constaté sur portefeuille (3 pts base), rendement réel conforme aux annonces (6 pts base). Pénalité −2 pts: absence de statistiques consolidées publiques complètes. Score pondéré: 6×0.5 + 3×0.3 + 6×0.2 = 3+0.9+1.2 = 5.1, puis −2 = 3.1 ≈ 3/6. RESEARCH REQUIRED: baltis.fr statistiques remboursements taux retard 2024.
Project selection rigor
2/4
Processus de sélection mentionné sur le site (comité, analyse financière) mais taux de sélection non publié. Score 2/4 par prudence.
Platform financial health
3/4
Plateforme indépendante, opérationnelle depuis 2020 (>3 ans), collecte active, aucun signal de détresse plateforme identifié. Pas d'adossement institutionnel connu. Score 3/4. RESEARCH REQUIRED: Baltis SAS bilan 2023 Infogreffe capitaux propres.
Investor protection
2/3
PSFP agréée → délai réflexion 4j et plan continuité légalement obligatoires (1 pt). Comptes ségrégués via PSP tiers documenté sur site (1 pt). Marché secondaire non opérationnel identifié (0 pt).
These scores evaluate the platform as an operator, independently from individual project quality. Methodology →
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
How is this scored? The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points. Read the full methodology →