Articles & Guides
Independent analysis
for investors
Market reports, platform reviews and practical guides on crowdlending in Europe.
Guide
Guide
CrowdPickr
Guide
Building a diversified crowdlending portfolio: projects, platforms, sectors, what 776 scored projects show
How to spread a crowdlending allocation by borrower, platform operator and asset class, based on 776 projects scored by CrowdPickr.
analyse
analyse
CrowdPickr
analyse
Koregraf, 18 months after it shut down: what happened, where investors stand, and the warning signs to check on your platforms
Koregraf, AMF-licensed and bought by Inter Invest, shut in 2025. Where its investors stand and which warning signs to check on your platforms.
analyse
analyse
CrowdPickr
analyse
Tudigo in judicial liquidation: what investors must decide now
Tudigo was liquidated on 12 October: your securities survive, but running them costs 8,400 euros per vehicle a year. Bondholders: deadline 29 October.
analyse
analyse
CrowdPickr
analyse
Flolend, Mahana Capital, Tudigo: three platforms failed this summer, what investors must do and by when
Flolend, Mahana Capital and Tudigo are in insolvency: who must file a claim, by which date, and which warning signs were visible.
Market
Market
CrowdPickr
Market
Renewable energy crowdlending in 2026: which platforms to choose, and which projects to avoid
The four big renewable crowdlending names now form two groups. Operating plant, developer pipeline or factory: the real risk sits in the project.
analyse
analyse
CrowdPickr
analyse
Tudigo in receivership: what happens to your investments?
Tudigo entered receivership on 5 August 2026. What happens to your money, what to do before 30 September, and how to assess platform risk.
Taxation
Taxation
CrowdPickr
Taxation
PEA-PME and crowdlending: optimizing your taxes
The PEA-PME exempts gains after 5 years, but almost no crowdlending bond qualifies. What is eligible, what is not, and what the tax saving is worth.
Platform Review
Platform Review
CrowdPickr
Platform Review
FF Forest review 2026: what you are actually buying
FF Forest advertises 17%/yr on Latvian forests. In reality you lend to the company itself, unsecured on the land. Our analysis of 50 projects.
analyse
analyse
CrowdPickr
analyse
October crowdlending closes: what it means for investors
October was acquired by Aether in May 2026: no new projects, 44,000 investors in run-off. What happened, why, and what to do with your outstanding loans.
comparatif
comparatif
CrowdPickr
comparatif
Crowdlending vs SCPI: which investment to choose in 2026?
Real estate crowdlending at 8-12%/yr or recovering SCPIs at ~4.5%: an honest comparison of yield, risk, liquidity and taxation for 2026.
Platform Review
Platform Review
CrowdPickr
Platform Review
ClubFunding review 2026: 31% of projects late, should you still invest?
Independent ClubFunding review for 2026: 17.5/25 quality score, 31.4% late projects, near-zero losses. Should you still invest with the leader?
Guide
Guide
CrowdPickr
Guide
How to read a crowdlending project dossier: the documents that actually matter
KIIS, financing plan, notarised guarantees: which document to read first and which figures to extract before investing in a crowdlending project.
Platform Review
Platform Review
CrowdPickr
Platform Review
Homunity Review 2026: Our Independent Analysis
Independent analysis of Homunity in 2026: quality score 17/25, 33.98% late rate, comparison with other platforms. The platform remains acceptable for informed, selective investors.
Platform Review
Platform Review
CrowdPickr
Platform Review
La Première Brique Review 2026: Our Independent Analysis
Independent analysis of La Première Brique: quality score, track record, project volume, fees and CrowdPickr verdict. Which investors is this platform suited for in 2026?
Market Report
Market Report
CrowdPickr
Market Report
Crowdlending Delay Rates by Platform: 2025 Data
One project in four delayed, but considerable disparities between platforms and segments. Analysis of French crowdlending delay rates in 2025 and a method for building a resilient portfolio.
Platform Review
Platform Review
CrowdPickr
Platform Review
Anaxago Review 2026: Our Independent Analysis
Independent analysis of Anaxago, one of the oldest crowdlending platforms in France: quality score, real estate offering, private equity, fees and CrowdPickr verdict.
Taxation
Taxation
CrowdPickr
Taxation
Crowdlending Taxation in France: Complete Guide 2026
PFU, progressive scale, loss deductibility, IFI: everything crowdlending investors need to know about their taxation in France. Practical guide updated for 2026.
Market
Market
CrowdPickr
Market
Best Crowdlending Platforms in 2026
Our selection of the best crowdlending platforms for 2026: real estate, renewable energy, agriculture. Independent quality scores and advice by investor profile.
Market Report
Market Report
CrowdPickr
Market Report
French Crowdlending Market Report: 2025 Review
The French crowdlending market in 2025: fundraising volumes, delay rates, platform landscape changes and outlook for 2026. An independent analysis based on public data.