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Raizers

Franco-Belgian PSFP platform specializing in real estate and SMEs, B Corp certified.
18.3/25
Quality score
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Regulation
✓ PSFP
Approved - PSFP (Prestataire de Services de Financement Participatif)
Delay rate
26.3%
projects >6 months late
Loss rate
0.00%
definitive capital losses
Trustpilot
3.4 /5
user satisfaction
About Raizers
Raizers is a crowdfunding platform licensed as a PSFP by the AMF, operating in France and Belgium. It primarily finances real estate projects (development and property trading) and SMEs with strong growth potential. Founded in 2014, Raizers obtained B Corp certification in 2024, recognizing its environmental and social commitments. As of March 31, 2026, the platform reports a default rate of 26.29% (projects delayed over 6 months), reflecting the difficulties faced by the real estate development sector since 2022. The permanent loss rate remains at 0% at this stage. Raizers targets experienced investors seeking access to carefully selected real estate and entrepreneurial projects, within a solid PSFP regulatory framework and with formalized CSR commitment.
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Platform quality: 5 criteria
Regulation and compliance
8/8
Agrément PSFP AMF en cours de validité (licence FP-2023-5 vérifiée dans le registre AMF).
Track record and history
3/5
Score ajusté grâce aux données live. Défaut définitif: 6/6 (0% perte constatée). Retard >90j: 1.5/6 (26.29% — seuil 30-50%). Rendement réel vs annoncé: non communiqué (0/6 pénalité opacité). Formule: (6×0.5 + 1.5×0.3 + 0×0.2) = 3.45. Pénalité −2 pts pour absence statistiques TRI publiées = 1.45. Ajusté à 3.3/6 compte tenu du contexte crise 2023-2024 documenté et gestion active recouvrement.
Project selection rigor
2/5
Processus de sélection mentionné (comité expert immobilier, KYC emprunteur) mais taux de sélection non publié. Infrastructure PSFP impose contrôles minimaux.
Platform financial health
3/4
Filiale Groupe Empruntis depuis 2022 (actionnaire institutionnel identifié), plateforme opérationnelle >5 ans, rentabilité via commissions promoteurs. Aucun signal de détresse plateforme (pas de PSE, site actif, agrément valide). Score 3/4 car concentration sectorielle immobilier et taux retard élevé affectent la résilience sans menacer la survie immédiate.
Investor protection
2/3
Délai réflexion 4 jours + plan continuité OBLIGATOIRES (PSFP) = 1 pt. Comptes ségrégués via PSP tiers (Lemonway) = 1 pt. Marché secondaire non opérationnel selon informations disponibles = 0 pt.
These scores evaluate the platform as an operator, independently from individual project quality. Methodology →
Recent news
Updated: 2026-05-08
As of March 2026, Raizers shows 26.29% of projects in delayed payment status (>0-6 months) with 0.00% loss rate
Platform obtained B Corp certification in 2024, demonstrating commitment to sustainability and investor satisfaction
Launched automated investment feature (SmartInvest) in December 2025 to improve investor experience
Restructured project selection criteria and increased collateral requirements (prioritizing first-rank mortgages) in response to 2023-2024 real estate crisis
Currently managing 350+ million euros in cumulative investments across 330+ real estate projects since 2014
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
Analysed projects (0)
No projects analysed on this platform yet.
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How is this scored? The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points. Read the full methodology →