Platform quality: 5 criteria
Regulation and compliance
8/8
Agrément PSFP AMF FP-2023-15 vérifié et en vigueur.
Track record and history
4/5
Score ajusté grâce aux données live: Taux défaut 0.0% (6 pts), taux retard >6 mois 10.1% (4.5 pts), rendement non communiqué. Formule pondérée: (6×0.5 + 4.5×0.3 + 3×0.2) = 4.95. Arrondi 4.5/6.
Project selection rigor
2/5
Audits documentés avant mise en ligne mais taux de sélection et processus détaillé non publiés.
Platform financial health
3/4
Score ajusté grâce aux données live: Plateforme rentable (851K€ profit 2022), croissance saine (367M€ collectés, 171K investisseurs), >29 employés, bureaux Lyon. Agréée PSFP 2023, donc <3 ans agrément mais structure solide.
Investor protection
1/3
Agrément PSFP garantit délai 4 jours + plan continuité (1 pt obligatoire). Pas de mention comptes ségrégués ni marché secondaire dans dossier.
These scores evaluate the platform as an operator, independently from individual project quality.
Methodology →
Recent news
Updated: 2026-05-03
As of March 31, 2026, platform shows 10.10% delay rate (projects >6 months late) but 0% loss rate
Platform reached over 171,000 registered investors and €367 million collected as of February 2026
Delay rates have increased for 2022-2023 projects, attributed to difficult real estate market conditions 2024-2025
Platform introduced automated investment robot in June 2025
One project (Le Bartholomé) is in liquidation proceedings, expected to be first loss case but amount not yet determined
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
Analysed projects (3)
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Le Rivage (83) - Cavalaire-sur-Mer
Le Chateaudun
Le Phenix
How is this scored?
The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points.
Read the full methodology →