Lend directly to French and European SMEs to finance their growth and operations.
Business lending (SME crowdlending) allows investors to directly finance small and medium-sized enterprises for growth, equipment acquisition, inventory build-up or working capital needs. Unlike real estate, loans are generally not backed by a physical asset but by the company's repayment capacity.
Diversification is particularly important in this asset class: SME default risk is less predictable than that of a real estate developer. The most rigorous platforms select fewer than 5% of applications received and publish detailed statistics on their historical default rates.
CrowdPickr analyses company financial strength (balance sheets, coverage ratios), the quality of any guarantees provided and management experience before scoring each project.
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Sign up, it's freeProject scores are assigned on 20 criteria covering financial strength, guarantees, sponsor track record and platform quality. Only subscribers can view full scores.
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