PretUp

PretUp is a crowdlending platform specializing in the financing of small and medium-sized enterprises and professional projects. Approved as a Participatory Financing Services Provider (PSFP) by the French AMF under license number FP-2024-7 since 2024, it operates under ACPR supervision for its lending activities. Since 2015, PretUp has financed over 600 projects for a cumulative volume of approximately 48 million euros, supported by a community of 38,747 investors as of 30 April 2025. A subsidiary of Partners Finances (Mentor Group), the platform benefits from a parent structure established for over 25 years. As of 31 March 2026, PretUp reports a loss rate of 2.16% and a default rate for amounts over 6 months of 6.26%. A significant change occurred in May 2025 with the discontinuation of the borrower insurance that previously provided protection against judicial liquidations. Its Trustpilot rating of 3.8/5 reflects recurring concerns regarding project quality, repayment delays, and defaults.