Albi – Sporting Club Albigeois (Club Baltis Albi)

Plateforme · 18.0/25

A1 · Statut réglementaire 8.0/8✓ max

Baltis holds the agrément AMF licence AMF (fonds propres-2022-12), currently valid, verified against AMF register
Maximum score

A2 · Track Record 3.0/6

Statistics partially published
Estimated default rate <1% (6 base points), delay >90 days estimated 20-35% observed on portfolio (3 base points), actual yield consistent with announcements (6 base points)
Penalty −2 points: absence of complete public consolidated statistics
Weighted score: 6×0.5 + 3×0.3 + 6×0.2 = 3+0.9+1.2 = 5.1, then −2 = 3.1 ≈ 3/6
RESEARCH REQUIRED: baltis.fr repayment statistics delay rate 2024

A3 · Rigueur de sélection 2.0/4

Selection process mentioned on website (committee, financial analysis) but selection rate not published
Score 2/4 by caution

A4 · Santé financière 3.0/4bon

Independent platform, operational since 2020 (>3 years), active collection, no platform distress signal identified
No known institutional backing
Score 3/4
RESEARCH REQUIRED: Baltis SAS balance sheet 2023 Infogreffe shareholders' equity

A5 · Protection investisseurs 2.0/3

agrément AMF licenced: reflection period 4 days and continuity plan legally mandatory (1 point)
Segregated accounts via third-party PSP documented on site (1 point)
Secondary market not identified as operational (0 point)

Projet · 16.0/75

B1 · Instrument & Structure 4.0/10faible

B1.1: 1/5 - Common shares, equity via société dédiée (SPV)

B1.2: 3/3 - Dedicated société dédiée (SPV) Club Baltis Albi, French law, Kbis provided

B1.3: 0/2 - Capital, subordinated to all creditors by nature

B2 · Opérateur & Track record 4.0/15faible

B2.1: 2/4 - Faure (Chairman), Roussel (CEO) appointed, no profile found

B2.2: 1/5 - Centennial club, cyclical sports sector, no balance sheet

B2.3: 0/4 - Club's first participatory capital raise

B2.4: 1/3 - Live search failed, registers not verified

B3 · Garanties & Sûretés 1.0/15faible

B3.1: 1/9 - Common shares, by-laws with transfer clauses, shareholders' agreement not provided

B3.2: 0/4 - No governance rights or reporting documented

B3.3: 0/2 - No exit mechanism documented

B4 · Structure financière 1.0/15faible

No pre-money or post-money valuation, no balance sheet or income statement from club, dilution and runway not documented
Only minimum/maximum amounts and société dédiée (SPV) emission price 1€/share known
Caution applied

B5 · Pré-commercialisation 2.0/10faible

Club leader of Nationale (25th day), recruitments and extensions announced
No data on revenue, ticketing, sponsorship or budget
Promotion potential not quantified

B6 · Permis & Maturité 3.0/5

SASP registered RCS Albi 490 938 255, established activity. société dédiée (SPV) incorporated (Kbis 06/02/2026, by-laws signed)
Financial statements and DNACG status not provided

B7 · Marché & Localisation 1.0/3faible

Albi, medium-sized city (51,000 inhabitants), third-division rugby
Live data not applicable (Morcenx, commercial real estate): no adjustment based on this data

Points forts

✓Baltis platform licenced PSFP AMF, funds held in escrow at Lemonway.

✓Dedicated SPV Club Baltis Albi, Kbis and by-laws signed provided.

✓Club and SPV directors appointed in the file.

✓Club founded in 1906, leader of Nationale at 25th day.

✓Existing infrastructure: La Guitardié centre, stadium with 14,523 capacity.

Risques identifiés

!Total loss and illiquidity inherent to unquoted common shares of a club.

!No financial data, valuation or dilution of the club provided.

!Shareholders' agreement and investor rights not communicated in the file.

!Impossible to confirm the situation of SCA (RCS 490 938 255) in registers.

!Inconsistencies: licence FP-2022-12 vs FP-2023-30, closing 15 vs 19 June.

⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.