← Retour aux projets
Forest Project 20260101
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260101

Avoid
17
score / 100
Yield
16.7%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
150 k€
Invest →
À propos

Participatory loan of 150,000 € over 24 months at fixed rate of 16.7%/year to finance acquisition and management of forest land in Latvia by FF Forest. Model includes purchase of cleared land, timber harvest, reforestation for carbon credits and resale of agricultural parcels. No indication of PSFP/ECSP licence nor identifiable regulated market actor.

Plateforme · 2.0/25
A1 · Statut réglementaire 1.0/8faible
  • FCMC regulation (Latvia) claimed and ECSPR compliance declared, but no registration verification obtained from FCMC or ESMA register
  • Without independent confirmation, application of minimal level: compliance declaration unverified
A2 · Track Record 0.0/6faible
  • No default rate, delay rate or realised return statistics published or verifiable
  • Penalty −2 pts for total absence of published data applied; base already at 0
  • Final score 0/6
A3 · Rigueur de sélection 0.0/4faible

No documented information on forest project selection process, no selection rate published, no credit committee identified in available sources

A4 · Santé financière 1.0/4faible
  • Platform financial data insufficient and not independently verifiable
  • Mention as potentially risky platform (argent-et-salaire.com, May 2026)
  • Platform operational but financial stability not confirmed
A5 · Protection investisseurs 0.0/3faible
  • ECSP/agrément AMF licence not confirmed: automatic minimum rule of 1 pt does not apply
  • No investor protection mechanism (segregation, secondary market, reflection period) documented or verifiable
  • Score 0/3
Projet · 15.0/75 (18.0 brut, red flags −3)
B1 · Instrument & Structure 4.0/10faible
B1.1: 2/5 - obligation convertible-like without formal first-ranking real guarantee registered
B1.2: 2/3 - Issuer registered in Latvian commercial register, EU local law
B1.3: 0/2 - Ranking not formally registered, potential senior debt not documented
B2 · Opérateur & Track record 3.0/15faible
B2.1: 2/4 - Entity FF Forest named, address Riga, managing director not clearly identified publicly
B2.2: 0/5 - No documented forestry realisation, no verifiable operational history
B2.3: 0/3 - First transaction, no platform history
B2.4: 1/3 - No procedure identified but balance sheet unavailable
B3 · Garanties & Sûretés 4.0/15faible
B3.1: 4/9 - Forest land registered in Latvian commercial register, but mortgage ranking not specified
B3.2: 0/4 - Guarantor financial solidity not documented, no balance sheet available
B3.3: 0/2 - No bank partner identified on project <€2M
B4 · Structure financière 3.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, no asset value provided for forest land
B4.2: 0/4 - No documented equity contribution, crowdfunding appears 100%
B4.3: 1/4 - No stress test presented, Loan-to-Value (ratio prêt/valeur actif) unknown
B4.4: 2/2 - Agricultural resale model with margins not detailed but cycle documented
B5 · Pré-commercialisation 1.0/10faible
  • No signed sales contract, no documented harvest history
  • First operational cycle without communicated portfolio data
  • Startup phase, subsidies not mentioned
B6 · Permis & Maturité 1.0/5faible
  • Very recent activity, no legal documents provided (Latvian forestry licences, operating authorisations) in file
  • Structure registered in Latvian commercial register only
B7 · Marché & Localisation 2.0/3
  • Stable Latvian agricultural market, 2024 harvest growth +15.5%, agricultural GDP rising towards 650M$ in 2026
  • Established market despite inflation risks and fertiliser costs
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without verifiable PSFP/ECSP/CIP/IFP licence - FCMC compliance not confirmed by independent register

Rendement élevé sans garantie réelle −3 pts

Rate served 16.7%/year - mortgage ranking not formally registered, first-ranking real guarantee not registered with conservator

Points forts
✓Guarantee on forest land registered in Latvian commercial register
✓Growing Latvian agricultural market, 2024 harvests significantly up
✓Early exit option provided after 6 or 12 months
✓Agricultural resale model with complete cycle documented
Risques identifiés
!FF Forest platform without verifiable FCMC/ECSP licence in consulted registers
!No operational or financial history of operator available
!LTV not calculable, value of forest land not provided in file
!16.7%/year return without formal first-ranking real guarantee registered
!Collection at only 3% of target (4,898€/150,000€), risk of fundraising failure
Score card
Score card — Forest Project 20260101
↓ Download
Voir toute l'analyse FF Forest →
Autres projets sur FF Forest
Forest Project 20260106 Agricultural loan 26/100 Forest Project 20260086 Agricultural loan 23/100 Forest Project 20250007 Agricultural loan 23/100 Forest Project 20260091 Business lending 22/100
⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.