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Forest Project 20260097
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260097

Avoid
20
score / 100
Yield
13.9%/yr
Duration
6 months
Min. ticket
500 €
Amount raised
40 k€
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À propos

Loan of 40,000 € over 6 months to FF Forest, Latvian sustainable forestry management operator. Financing supports acquisition of cleared land in Latvia, harvesting, reforestation (CO2 credits) and resale to farmers. Loan secured by forestry assets registered at Latvian Commercial Register, with blockchain traceability.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 19.0/75
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - Instrument not specified, mention 'loan' without clear deed
B1.2: 0/3 - Latvian law, very sparse documentation
B1.3: 1/2 - No known senior debt, rank not formally registered
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - Mention 'Morgan Yvon Charles D.' without verifiable public profile
B2.2: 1/5 - No documented completed operation, appears to be first structure
B2.3: 0/3 - No track record on any platform
B2.4: 1/3 - Cannot confirm Pappers/Latvian register, financial statements unknown
B3 · Garanties & Sûretés 5.0/15faible
B3.1: 5/9 - Forestry land pledge registered at Latvian Commercial Register; rank not specified
B3.2: 1/4 - Guarantor solidity not assessable, no published financial information
B3.3: 0/2 - No banking partner identified; project <€2M, no RF2
B4 · Structure financière 2.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, land asset value not disclosed
B4.2: 0/4 - Operator equity contribution not documented
B4.3: 0/4 - No stress test presented, Loan-to-Cost (ratio prêt/coût total) unknown
B4.4: 2/2 - Model described (acquisition/resale/CO2 credits) with positive cash-flow logic
B5 · Pré-commercialisation 1.0/10faible
  • AGRI Class: no crop sale contract or agricultural lease signed
  • Portfolio data not disclosed
  • Appears to be first cycle, no documented track record
B6 · Permis & Maturité 3.0/5
  • Forestry activity registered at Latvian Commercial Register
  • Legal structure appears sound in form, but probable age <1 year and specific forestry licences not confirmed
B7 · Marché & Localisation 2.0/3
  • Latvian agricultural market stable, cereal yield growth +15.5% in 2024, solid dairy exports
  • Regional geopolitical risk and rising input costs to monitor
⚠ Alertes détectées · −5 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - deduction −10 points

Aucune garantie réelle sur ce projet −5 pts

Land pledge mentioned (B3.1=5/9 > 0), RF8 not triggered

Points forts
✓Land pledge registered at Latvian Commercial Register, underlying real asset identified.
✓Latvian agricultural market in growth, 2024 harvests up 15.5%.
✓Blockchain traceability as additional audit layer.
✓Operational partner Timbro specialising in forestry management named.
✓Short duration (6 months) limiting temporal risk exposure.
Risques identifiés
!FF Forest platform without identifiable regulatory licence (PSFP, ECSP, CIP, IFP).
!Operator 'Morgan Yvon Charles D.' not identifiable in available public registers.
!LTV and forestry asset valuation not disclosed, impossible to verify adequacy of pledge to loan.
!No published track record statistics: defaults, delays, actual returns unknown.
!Return 13.9% per annum beyond AGRI norm (5-10%); risk premium not justified by documented guarantees.
Score card
Score card — Forest Project 20260097
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