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Forest Project 20250020
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250020

Avoid
21
score / 100
Yield
18%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
250 k€
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À propos

Participating loan of €250,000 over 24 months at a rate of 18%/year to finance acquisition and management of forest land in Latvia by FF Forest, in partnership with Timbro. The model consists of purchasing undervalued wooded land, exploiting timber, reforesting for carbon credits and reselling agricultural land. The loan is presented as secured by forest assets registered in the Latvian commercial register and on blockchain.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 20.0/75 (23.0 brut, red flags −3)
B1 · Instrument & Structure 4.0/10faible
B1.1: 2/5 - obligation convertible or hybrid loan, legal documentation unclear
B1.2: 1/3 - Direct loan from FF Forest, Latvian law poorly documented
B1.3: 1/2 - Priority rank claimed via CR Latvia registration, not formally registered
B2 · Opérateur & Track record 3.0/15faible
B2.1: 2/4 - 'Morgan Yvon Charles D.' appointed, no other verifiable public information
B2.2: 0/5 - No documented forestry/agricultural experience of operator
B2.3: 0/3 - No platform history
B2.4: 1/3 - No procedure found but operator not verifiable in registers
B3 · Garanties & Sûretés 4.0/15faible
B3.1: 3/9 - Pledge on forest land mentioned, CR Latvia registration not formally confirmed
B3.2: 1/4 - Guarantor soundness not assessable, FF Forest balance sheet unknown
B3.3: 0/2 - No banking partner identified
B4 · Structure financière 4.0/15faible
B4.1: 2/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, forest asset not independently valued
B4.2: 1/4 - Operator capital contribution not documented
B4.3: 0/4 - No stress test, Loan-to-Value (ratio prêt/valeur actif) unknown
B4.4: 1/2 - Timber/carbon revenues mentioned but not quantified
B5 · Pré-commercialisation 3.0/10faible
  • AGRI Class: very limited portfolio data, concentration and diversification not documented
  • Timbro partnership (€80M turnover) mentioned but without signed contracts or revenue guarantees
B6 · Permis & Maturité 3.0/5
  • Activity described as ongoing, CR Latvia registration mentioned
  • Licences and legal documents not detailed but Latvian legal structure presented as operational
B7 · Marché & Localisation 2.0/3
  • Latvian agricultural/forestry market stable, harvest growth 2024 +15.5%
  • Inflation and energy/fertiliser costs represent moderate risks
  • Demand sustainably growing
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - −10 pts

Rendement élevé sans garantie réelle −3 pts

Rate paid 18%/year without formally confirmed registered real guarantee - −3 pts

Points forts
✓Operating partner Timbro with €80M turnover and 75 professionals documented
✓Registration with Latvia Commercial Register mentioned as guarantee
✓Latvian forestry/agricultural market stable with harvest growth in 2024
✓Early exit options at 6 and 12 months offered to investors
Risques identifiés
!FF Forest platform without verifiable PSFP, ECSP, CIP or IFP licence in any register
!Rate of 18%/year far above AGRI standard (5-10%), signal of high risk
!Operator Morgan Yvon Charles D. not verifiable in available public registers
!Value of forest assets not independently evaluated, LTV not calculable
!No documented repayment history of platform or operator
Score card
Score card — Forest Project 20250020
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