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Forest Project 20250005
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250005

Avoid
17
score / 100
Yield
18.0%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
50 k€
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À propos

Investment in a portfolio of 12 hectares of forestry land in Latvia, managed by FF Forest in partnership with Timbro. The model is based on acquisition of deforested land, exploitation, reforestation for carbon credits and agricultural resale. 24-month bond at 18% per annum, with early exit options at 6 and 12 months.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 16.0/75 (19.0 brut, red flags −3)
B1 · Instrument & Structure 4.0/10faible
B1.1: 2/5 - obligation convertible/loan without formally registered real security
B1.2: 2/3 - Direct operator borrowing, Latvian law mentioned
B1.3: 0/2 - Rank not documented, senior debt unknown
B2 · Opérateur & Track record 3.0/15faible
B2.1: 2/4 - 'Morgan Yvon Charles D.' appointed without verifiable profile
B2.2: 0/5 - No documented agricultural/forestry experience for FF Forest
B2.3: 0/3 - No platform history
B2.4: 1/3 - No procedure identified but financial statements not verifiable
B3 · Garanties & Sûretés 5.0/15faible
B3.1: 5/9 - Security over forestry land registered in Latvian commercial register; rank and formal registration not confirmed
B3.2: 0/4 - Guarantor financial strength not documented
B3.3: 0/2 - No banking partner
B4 · Structure financière 2.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, land collateral without verifiable valuation
B4.2: 0/4 - Operator equity contribution not documented
B4.3: 0/4 - No stress test presented
B4.4: 2/2 - Latvian market stable, forestry revenues diversified according to document
B5 · Pré-commercialisation 1.0/10faible
  • No crop sales contract or CAP payment documented
  • Start-up activity, no history of contractualised sales
  • 1 point for structured start-up with identified Timbro partner
B6 · Permis & Maturité 3.0/5
  • Registration in Latvian commercial register mentioned
  • Forestry activity established in Latvia with legal framework
  • Documents up to date not exhaustively confirmed
B7 · Marché & Localisation 1.0/3faible
  • Latvian agricultural/forestry market stable according to live data
  • Inflationary risks and rise in input costs documented
  • Limited liquidity in secondary market for forestry land
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - −10 pts

Rendement élevé sans garantie réelle −3 pts

Rate paid 18% per annum without formally registered and verifiable rank 1 real security

Points forts
✓Partnership with Timbro (75 professionals, turnover €80M) provides operational credibility.
✓Security over forestry land registered in Latvian commercial register.
✓Blockchain traceability mentioned for transparency.
✓Latvian forestry market documented as growing.
✓Early exit options at 6 and 12 months offer some flexibility.
Risques identifiés
!Total absence of verifiable regulatory licence for FF Forest (PSFP, ECSP, CIP, IFP).
!Annual rate of 18% without registered and verifiable rank 1 real security.
!Operator 'Morgan Yvon Charles D.' without identifiable profile or track record.
!LTV not calculable: forestry collateral value not independently assessed.
!No history of repaid projects or published performance statistics.
Score card
Score card — Forest Project 20250005
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