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Forest Project 20260104
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260104

Avoid
13
score / 100
Yield
13.9%/yr
Duration
6 months
Min. ticket
500 €
Amount raised
200 k€
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À propos

6-month loan to FF Forest, Latvian sustainable forestry platform, to finance acquisition of deforested land in Latvia, its exploitation and reforestation. The loan is secured by forest assets registered in the Latvian Commercial Register. Collection is underway at 20% (€39,866 of €200,000).

Plateforme · 2.0/25
A1 · Statut réglementaire 1.0/8faible
  • FCMC regulation (Latvia) claimed and ECSPR compliance declared, but no registration verification obtained from FCMC or ESMA register
  • Without independent confirmation, application of minimal level: compliance declaration unverified
A2 · Track Record 0.0/6faible
  • No default rate, delay rate or realised return statistics published or verifiable
  • Penalty −2 pts for total absence of published data applied; base already at 0
  • Final score 0/6
A3 · Rigueur de sélection 0.0/4faible

No documented information on forest project selection process, no selection rate published, no credit committee identified in available sources

A4 · Santé financière 1.0/4faible
  • Platform financial data insufficient and not independently verifiable
  • Mention as potentially risky platform (argent-et-salaire.com, May 2026)
  • Platform operational but financial stability not confirmed
A5 · Protection investisseurs 0.0/3faible
  • ECSP/agrément AMF licence not confirmed: automatic minimum rule of 1 pt does not apply
  • No investor protection mechanism (segregation, secondary market, reflection period) documented or verifiable
  • Score 0/3
Projet · 11.0/75 (19.0 brut, red flags −8)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - obligation convertible/hybrid instrument, Latvian law poorly documented
B1.2: 1/3 - Direct operator loan, Latvian law unfamiliar, applicable law not specified
B1.3: 0/2 - Rank not formally registered, senior debt not documented
B2 · Opérateur & Track record 2.0/15faible
B2.1: 1/4 - Entity FF Forest named, manager 'Morgan Yvon Charles D.' partially identified, no verifiable profile
B2.2: 0/5 - No documented experience in forestry or agriculture
B2.3: 0/3 - No platform history
B2.4: 1/3 - Latvian registers not accessible, financial statements unavailable
B3 · Garanties & Sûretés 4.0/15faible
B3.1: 4/9 - Security over forest assets registered in Latvian commercial register; rank and value not verifiable
B3.2: 0/4 - Guarantor (FF Forest) without verifiable financial statements, financial situation unknown
B3.3: 0/2 - No banking partner identified
B4 · Structure financière 2.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) unknown, collateral value not documented
B4.2: 0/4 - Operator equity contribution unknown
B4.3: 0/4 - No stress testing, Loan-to-Value (ratio prêt/valeur actif) not established
B4.4: 2/2 - Mention of resale model to local farmers
B5 · Pré-commercialisation 3.0/10faible
  • Forestry activity started (20% collection), some portfolio data but diversification and customers not documented
  • Score 3/10
B6 · Permis & Maturité 3.0/5
  • Activity presented as established in Latvia with registration in commercial register; forestry licences mentioned implicitly but not detailed
  • Missing updated documents
B7 · Marché & Localisation 2.0/3
  • Stable Latvian agricultural market with cereal production growth (+15.5% in 2024)
  • Inflationary risks and input cost increases documented
  • Score adjusted thanks to live data: stable market, not declining
⚠ Alertes détectées · −5 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without verifiable PSFP/ECSP/CIP/IFP licence - no FCMC or ESMA registration confirmed

Aucune garantie réelle sur ce projet −5 pts

No documented and verifiable real security of rank on this €200,000 loan - collateral value and rank not confirmed

Points forts
✓Forest assets registered in Latvian commercial register, blockchain traceability declared.
✓Stable Latvian agricultural market with documented production growth.
✓Short duration (6 months) limiting temporal exposure.
✓Attractive rate of 13.9% for a short-term loan.
Risques identifiés
!FCMC/ECSP regulator licence not independently confirmed - major regulatory risk.
!Operator and manager with no verifiable history or documented experience in forestry.
!Value and rank of forest assets as security not evaluable from file.
!No platform performance statistics published, no track record available.
!Platform mentioned as potentially risky in external sources (May 2026).
Score card
Score card — Forest Project 20260104
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