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Forest Project 20260096
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260096

Avoid
20
score / 100
Yield
15.5%/yr
Duration
12 months
Min. ticket
500 €
Amount raised
60 k€
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À propos

Loan of EUR 60,000 to FF Forest, Latvian sustainable forestry operator, to finance the acquisition of undervalued forest land in Latvia, its exploitation and reforestation. Declared guarantee on forest assets registered in the Latvian Commercial Register. Term 12 months, rate 15.5%/year, repayment in fine.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 19.0/75 (22.0 brut, red flags −3)
B1 · Instrument & Structure 4.0/10faible
B1.1: 2/5 - obligation convertible-like without formally registered real security
B1.2: 1/3 - Latvian law, applicable legislation not detailed
B1.3: 1/2 - rank not formally registered, simple obligation without known senior debt
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - FF Forest entity named, address Riga, but director not publicly identified
B2.2: 1/5 - no documented forestry/renewable energy realisation, first operation
B2.3: 0/3 - no platform history or other
B2.4: 1/3 - no procedure identified but untraceable in registers
B3 · Garanties & Sûretés 6.0/15faible
B3.1: 6/9 - pledge of forest land registered in the Latvian Commercial Register, without formally registered mortgage
B3.2: 0/4 - guarantor strength not assessable, no financial statements available
B3.3: 0/2 - no banking partner identified
B4 · Structure financière 3.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, machinery/land collateral without documented ratio
B4.2: 1/4 - no documented equity contribution
B4.3: 1/4 - no stress test, Loan-to-Value (ratio prêt/valeur actif) unknown
B4.4: 1/2 - forest revenues not contractualised, liquidity ratio unknown
B5 · Pré-commercialisation 1.0/10faible
  • Portfolio data not communicated
  • No harvest sale contract, no documented history, first operation on the platform
  • Score 1/10 by default for start-up activity
B6 · Permis & Maturité 3.0/5
  • Forestry activity established according to document, registration in the Latvian Commercial Register mentioned
  • Seniority and complete licences not verifiable
  • Score 3/5 by caution
B7 · Marché & Localisation 2.0/3
  • Stable Latvian agricultural market, crop growth 2024 +15.5%, dairy export expansion
  • Inflationary pressures and input price increases reported
  • Established but secondary market
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - no AMF, ORIAS or ESMA register confirms the licence. -10 pts.

Rendement élevé sans garantie réelle −3 pts

Rate served 15.5%/year without first rank real security registered (formally confirmed registered mortgage or pledge not confirmed). -3 pts.

Points forts
✓Forest asset registered in the Latvian Commercial Register, blockchain traceability mentioned.
✓Latvian agricultural market in growth, 2024 crop up 15.5%.
✓Early exit option after 6 months documented.
✓Named operational partners (Timbro, Apply) with identified specialities.
Risques identifiés
!No identifiable regulatory licence PSFP/ECSP/CIP for FF Forest.
!Director not publicly identified, operator difficult to trace in registers.
!Rate of 15.5%/year without formally verifiable first rank real security registered.
!No repayment history, no published platform statistics.
!Yield of 15.5%/year - beyond the norm for the AGRI class; insufficient guarantees to compensate.
Score card
Score card — Forest Project 20260096
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