FF Forest Agricultural loan Financé

Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250026

Avoid

score / 100

Yield

18%/yr

Duration

24 months

Min. ticket

500 €

Amount raised

250 k€

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À propos

Participatory loan of €250,000 over 24 months at fixed rate 18%/year, financed 100%, for acquisition and management of forests in Latvia by FF Forest. Project includes purchase of deforested land, responsible harvesting, reforestation (carbon credits) and agricultural resale. Security over forestry asset registered in Latvian Commercial Register.

Plateforme · 1.0/25

A1 · Statut réglementaire 0.0/8faible

AMF status not disclosed ('?')
No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
Score 0/8 by principle of prudence
Would trigger RF5 (−10 pts) on any associated project

A2 · Track Record 0.0/6faible

No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
Penalty −2 pts applied + all base scores at 0
RESEARCH REQUIRED: 'ff forest' statistics platform default delay

A3 · Rigueur de sélection 0.0/4faible

No information on project selection process, selection rate, committee or borrower KYC identifiable
RESEARCH REQUIRED: 'ff forest' project selection process

A4 · Santé financière 0.0/4faible

No information on the financial health, shareholding or history of the platform
Impossible to confirm the legal existence of 'ff forest' in the available registers
Score 0 by prudence

A5 · Protection investisseurs 1.0/3faible

No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market

Projet · 8.0/75 (16.0 brut, red flags −8)

B1 · Instrument & Structure 3.0/10faible

B1.1: 2/5 - obligation convertible/hybrid loan, insufficient documentation, Latvian law not specified

B1.2: 1/3 - Direct operator borrowing, Latvian local law poorly documented

B1.3: 0/2 - Rank not formally registered, senior debt unknown

B2 · Opérateur & Track record 2.0/15faible

B2.1: 1/4 - Entity FF Forest named, manager not clearly publicly identifiable

B2.2: 0/5 - No documented history of forestry achievements

B2.3: 0/3 - No history on this platform

B2.4: 1/3 - No procedure identified but financial information totally absent

B3 · Garanties & Sûretés 4.0/15faible

B3.1: 4/9 - Security over forest land registered in Latvian commercial register, rank not specified

B3.2: 0/4 - Guarantor solidity not assessable, no financial statements available

B3.3: 0/2 - No banking partner identified

B4 · Structure financière 2.0/15faible

B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, no forestry asset valuation provided

B4.2: 0/4 - Equity contribution not documented

B4.3: 0/4 - No stress test presented, Loan-to-Value (ratio prêt/valeur actif) unknown

B4.4: 2/2 - Agricultural resale model plausible, but financial data absent

B5 · Pré-commercialisation 1.0/10faible

No documented signed harvest sale or land sale contract
No history of completed agricultural or forestry cycle
Portfolio data not communicated

B6 · Permis & Maturité 2.0/5faible

Forestry activity in Latvia, registration in commercial register mentioned
No specific forestry operating licence or legal document attached to file
Recent activity not confirmed

B7 · Marché & Localisation 2.0/3

Stable Latvian agricultural market, documented growth (+15.5% cereal yield 2024)
Strong forestry sector but data on comparable forest prices absent

⚠ Alertes détectées · −8 pts déduits

Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence in AMF, ORIAS or ESMA registers consulted - deduction −10 pts

Aucune garantie réelle sur ce projet −5 pts

No formally registered and verifiable real guarantee (mortgage rank not documented) on €250,000 project - deduction −5 pts

Rendement élevé sans garantie réelle −3 pts

Rate served 18%/year without real guarantee of registered and verifiable rank - deduction −3 pts

Points forts

✓Registration of forestry assets in Latvian commercial register mentioned

✓Early exit option at 6 and 12 months with declining rates

✓Latvian agricultural market in documented growth in 2024

✓Buyback guarantee announced by operator

Risques identifiés

!FF Forest does not appear in any identifiable regulatory register: AMF, ORIAS or ESMA

!Rate of 18%/year far above AGRI standard (5-10%), without verifiable real guarantees

!No forestry asset valuation provided, LTV not calculable

!Operator managers and financial statements totally absent from file

!Buyback guarantee not backed by documented solvent guarantor

⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.