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Forest Project 20250024
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250024

Avoid
19
score / 100
Yield
18%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
250 k€
Invest →
À propos

Loan of EUR 250,000 to FF Forest, Latvian operator specialised in acquisition and management of forestry land in Latvia. The model is based on purchase of undervalued land, harvesting, reforestation for carbon credits and resale of agricultural land. The loan is secured by forest assets registered at the Latvian Commercial Register.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 18.0/75 (21.0 brut, red flags −3)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - obligation convertible/hybrid loan, very limited legal documentation
B1.2: 0/3 - Latvian law, applicable law not detailed, structure poorly documented
B1.3: 1/2 - Rank claimed on land but not formally registered in the sense of a mortgage
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - Entity FF Forest named, no manager clearly identified publicly
B2.2: 1/5 - First documented operation, adjacent forestry sector but no track record provided
B2.3: 0/3 - No history on any platform
B2.4: 1/3 - Latvian register not verified, financial data absent
B3 · Garanties & Sûretés 3.0/15faible
B3.1: 2/9 - Forest land mentioned as security, registration in Latvian commercial register but not formal first rank mortgage
B3.2: 0/4 - Guarantor not evaluated, no financial statements provided
B3.3: 1/2 - Buyback guarantee mentioned without identification of a solvent guarantor
B4 · Structure financière 4.0/15faible
B4.1: 2/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, forest land collateral partially documented
B4.2: 0/4 - No equity contribution from operator documented
B4.3: 0/4 - No stress test, Loan-to-Value (ratio prêt/valeur actif) unknown
B4.4: 2/2 - Model described with cutting revenues plus carbon credits plus land resale, consistent if executed
B5 · Pré-commercialisation 3.0/10faible
  • Operations ongoing according to document, portfolio data poorly detailed
  • No signed sale contracts or verifiable harvest history
  • Named partners (Timbro, Apply) without independent verification
B6 · Permis & Maturité 3.0/5
  • Established operations with registration at Latvian commercial register mentioned
  • Legal documents to be updated, no specific forestry licence confirmed in the file
B7 · Marché & Localisation 2.0/3
  • Latvian agricultural/forestry market stable, documented growth (+15.5% cereal yield 2024)
  • Sector investments increasing
  • Inflationary risks and input cost increases to monitor
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - −10 pts

Rendement élevé sans garantie réelle −3 pts

Rate served 18%/year without real first rank security inscribed (commercial register registration ≠ registered mortgage) - -3 pts

Points forts
✓Latvian forestry and agricultural market documented in growth.
✓Early exit option at 6 and 12 months offering flexibility.
✓Security on real land registered at Latvian commercial register.
✓Technology and operational partners named (Timbro, Apply).
✓Blockchain traceability declared for asset audit.
Risques identifiés
!FF Forest platform without identifiable regulatory licence (AMF, ECSP, FSC).
!Rate of 18%/year without formal first rank mortgage inscribed.
!No manager clearly identified nor operator financial statements provided.
!Buyback guarantee without documented solvent guarantor nor holding financial statements.
!No history of delivered projects nor platform statistics available.
Score card
Score card — Forest Project 20250024
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