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Forest Project 20250022
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250022

Avoid
16
score / 100
Yield
18%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
250 k€
Invest →
À propos

Loan of EUR 250,000 to FF Forest, Latvian operator specialising in acquisition of undervalued forestry land in Latvia. The model consists in acquiring land, harvesting usable timber, reforesting to generate carbon credits, and reselling to farmers. The loan is secured by forestry assets registered in Latvia's Commercial Register, 24-month term at rate of 18%/year.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 15.0/75 (18.0 brut, red flags −3)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - obligation convertible/unsecured loan without formally registered real security, hybrid instrument
B1.2: 1/3 - Latvian law mentioned, applicable law poorly documented
B1.3: 0/2 - Ranking not documented, senior debt unknown
B2 · Opérateur & Track record 2.0/15faible
B2.1: 1/4 - 'Morgan Yvon Charles D.' mentioned without verifiable profile
B2.2: 0/5 - No documented forestry history, first operation
B2.3: 0/3 - No history on any platform
B2.4: 1/3 - No procedure identified but entity not verifiable
B3 · Garanties & Sûretés 4.0/15faible
B3.1: 4/9 - Forestry land registered in Latvian commercial register; ranking and mortgage registration not formally documented
B3.2: 0/4 - Guarantor soundness not assessable, financial data absent
B3.3: 0/2 - No banking partner identified
B4 · Structure financière 3.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, no financing plan
B4.2: 0/4 - Operator contribution not documented
B4.3: 0/4 - No stress test
B4.4: 3/2 - capped: revenue model partially described (carbon credits, resale), rated 2/2 but data not verifiable → 1/2
B5 · Pré-commercialisation 1.0/10faible
  • No crop sales contract, no documented history
  • Portfolio data not communicated
  • Start-up phase, first cycle not attested
B6 · Permis & Maturité 3.0/5
  • Forestry activity registered in Latvian commercial register
  • Licences and authorisations not detailed
  • Legal structure mentioned but supporting documents absent
B7 · Marché & Localisation 2.0/3
  • Stable Latvian agricultural market, documented growth (crop +15.5% in 2024)
  • Dynamic forestry sector with carbon credits
  • Inflation and energy risks moderate according to live data
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - deduction −10 points

Rendement élevé sans garantie réelle −3 pts

Rate served 18%/year without formally registered first-ranking real security (mortgage not documented) - deduction −3 pts

Points forts
✓Forestry asset registered in Latvia's Commercial Register as security
✓Early exit option at 6 and 12 months documented.
✓Latvian agricultural market growing (crop +15.5% in 2024)
✓Model incorporating carbon credits and agricultural land resale
Risques identifiés
!FF Forest platform without identifiable regulatory licence (PSFP, ECSP, CIP or equivalent)
!Operator with limited transparency: director partially named, no balance sheet or verifiable history
!Rate of 18%/year well above AGRI standard (5-10%), without formally registered mortgage security
!No financing plan, LTV not calculable, operator contribution unknown
!Buyback guarantee without financially documented guarantor: real value not verifiable
Score card
Score card — Forest Project 20250022
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