← Retour aux projets
Forest Project 20250003
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20250003

Avoid
15
score / 100
Yield
18%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
30 k€
Invest →
À propos

Crowdfunding of €30,000 for acquisition of 12 hectares of forestry land in Latvia by FF Forest, operator specialising in purchase of undervalued deforested land. Model based on exploitation, reforestation and resale to farmers. Bond over 24 months with guarantee on forestry land registered at Latvian Commercial Register.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 14.0/75 (17.0 brut, red flags −3)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - obligation convertible/unsecured loan without formally registered real security
B1.2: 2/3 - Latvian law mentioned, issuer identified as FF Forest
B1.3: -1/2 - Simple bond without known senior debt; 1 pt minimal
B2 · Opérateur & Track record 3.0/15faible
B2.1: 2/4 - Morgan Yvon Charles D. appointed, function not clearly specified
B2.2: 0/5 - No documented agricultural/forestry experience for the operator
B2.3: 0/3 - No track record on this platform or other
B2.4: 1/3 - No proceeding identified but operator untraceable on public registers
B3 · Garanties & Sûretés 4.0/15faible
B3.1: 4/9 - Security over forestry land registered at Latvian Commercial Register; rank and registration rank not specified
B3.2: 0/4 - Guarantor FF Forest not financially assessed, data absent
B3.3: 0/2 - No identified banking partner on this project <€2M
B4 · Structure financière 2.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, no land collateral value provided
B4.2: 0/4 - No documented equity contribution
B4.3: 0/4 - No stress test or compensatory low Loan-to-Cost (ratio prêt/coût total)/Loan-to-Value (ratio prêt/valeur actif)
B4.4: 2/2 - Multiple revenue model (timber, carbon, resale) in Latvia stable
B5 · Pré-commercialisation 1.0/10faible
  • No signed harvest sales contract, no documented production history, start-up without formal commercial guarantee
  • 1 pt for legal structure mentioned
B6 · Permis & Maturité 3.0/5
  • Activity mentioned as established with Timbro partner (75+ professionals), Latvian Commercial Register registration confirmed
  • Documents to be updated, legal structure present but not detailed
B7 · Marché & Localisation 1.0/3faible
  • Latvian forestry/agricultural market stable, moderate growth (+15.5% grain yield 2024)
  • Rise in input costs (fertilisers, energy) and geopolitical uncertainties limit score
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - deduction −10 points

Rendement élevé sans garantie réelle −3 pts

Rate paid 18%/year without registered real guarantee of confirmed rank (registered mortgage not documented) - deduction -3 pts

Points forts
✓Partnership with Timbro (€80M turnover, 75+ professionals) brings operational credibility.
✓Forestry asset registered at Latvian Commercial Register.
✓Early exit options at 6 and 12 months offer some flexibility.
✓Latvian agricultural market stable with documented productivity growth.
Risques identifiés
!FF Forest does not appear in any identifiable AMF, ESMA or equivalent EU regulatory register.
!Value of forestry collateral not provided; LTV impossible to calculate.
!Rate of 18%/year well above AGRI norm (5-10%); real security of unregistered rank.
!Operator without documented experience or track record of delivered projects on any platform.
!No financial information on FF Forest (balance sheet, equity, age).
Score card
Score card — Forest Project 20250003
↓ Download
Voir toute l'analyse FF Forest →
Autres projets sur FF Forest
Forest Project 20260106 Agricultural loan 26/100 Forest Project 20260086 Agricultural loan 23/100 Forest Project 20250007 Agricultural loan 23/100 Forest Project 20260091 Business lending 22/100
⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.