← Retour aux projets
Contribuer Au Developpement International Dinnovent
LE
Lendosphere Renewable energy Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Contribuer Au Developpement International Dinnovent

Strong
68
score / 100
Yield
6.5%/yr
Duration
48 months
Min. ticket
—
Amount raised
1 M€
Invest →
À propos

Bond obligation of 1M€ (of 5M€ total) carried by FE Saint Charles SAS, French subsidiary of InnoVent group, operating a 12MW wind farm in operation since 2018 in the Somme. Funds finance the extension of two solar plants in Comoros (Mitsamiouli and Foumbouni). Bullet obligation over 4 years at rate of 6.5%/year.

Plateforme · 20.0/25
A1 · Statut réglementaire 8.0/8✓ max
  • agrément AMF licence AMF fonds propres-2023-22 in force since November 2023
  • Also registered statut réglementaire CIP and IFP with registre ORIAS
  • Maximum regulatory status achieved
A2 · Track Record 5.0/6bon
  • Default 0.0% → 6/6
  • Delay 0.35% (<5%) → 6/6
  • Actual vs announced return not explicitly communicated → 0/6
  • A2 = (6×0.5)+(6×0.3)+(0×0.2) = 4.8 → rounded to 5
A3 · Rigueur de sélection 2.0/4
  • Selection process mentioned implicitly (700 fundraisings over €400M, 0% default)
  • Selection rate not explicitly published in available data
A4 · Santé financière 3.0/4bon
  • Backed by 123 Investment Managers group since 2021, >10 years in existence (founded 2014), healthy growth, no platform distress signal
  • Non-listed institutional group → 3 pts
A5 · Protection investisseurs 2.0/3
  • agrément AMF licensed → 4-day reflection period + mandatory continuity plan (1 pt)
  • Lendopolis acquisition November 2024 suggests segregated payment infrastructure (1 pt)
  • Secondary market not documented (0 pt)
Projet · 48.0/75
B1 · Instrument & Structure 8.0/10bon
B1.1: 5/5 - Simple obligation fixed rate clear French law
B1.2: 2/3 - Direct loan SAS FE Saint Charles, identified entity
B1.3: 1/2 - Existing senior bank debt (Oct 2033), crowdfunding rank not formally registered
B2 · Opérateur & Track record 10.0/15
B2.1: 3/4 - Grégoire Verhaeghe appointed President, public profile but limited details
B2.2: 4/5 - 407 MW in operation, 18 countries, 25 years documented renewable energy experience
B2.3: 3/3 - 60 operations repaid without delay on Lendosphere
B2.4: 0/3 - InnoVent SAS safeguard proceedings plan approved Oct 2024, litigation closed Nov 2025
B3 · Garanties & Sûretés 7.0/15faible
B3.1: 7/9 - GAPD InnoVent SAS covering 50% of collected amount
B3.2: 1/4 - InnoVent SAS under safeguard proceedings plan (gearing unknown, tight balance sheet)
B3.3: 1/2 - Existing senior bank debt but not linked to this fundraising
B4 · Structure financière 8.0/15
B4.1: 4/5 - Wind farm in operation since 2018, revenue 2.5M€/year, EDF OA contract ~90€/MWh, solid implicit IRR
B4.2: 2/4 - InnoVent equity 3M€ then 5M€ on previous Comoros projects
B4.3: 2/4 - Contractualised EDF OA revenues reduce cash flow risk; no formalised stress test
B4.4: 0/2 - FE Saint Charles cash flow burdened by senior bank debt
B5 · Pré-commercialisation 8.0/10bon
  • Wind farm in operation since 2018, active EDF OA contract (~90€/MWh), availability 98%
  • Orders placed, batteries expected June 2026, commissioning end 2026
B6 · Permis & Maturité 5.0/5✓ max

Established activity >6 years, operational wind farm, legal contracts in order, extensions being rolled out according to documented schedule

B7 · Marché & Localisation 2.0/3
  • France renewable energy market in growth (1418 MW connected Q1 2026), secured EDF OA contract
  • Residential slowdown marginal for this industrial/wind profile
Points forts
✓60 operations repaid without delay on Lendosphere, excellent track record
✓Wind farm borrower in operation since 2018, contractualised EDF OA revenues
✓Availability rate 98% over 6 years, stable revenues 2.5M€/year
✓InnoVent Group 25 years experience, 407 MW operated, 18 countries
✓France renewable energy market in growth, favourable regulatory context
Risques identifiés
!InnoVent SAS (GAPD guarantor) under safeguard proceedings plan approved Oct 2024 - guarantor solidity reduced
!GAPD covers only 50% of collected amount, partial investor protection
!Funds intended for Comoros via inter-company loan - risk of indirect transfer outside France
!Documented conflict of interest: Lendosphere President holds 20.5% of InnoVent capital
!Senior bank debt on FE Saint Charles until 2033 - crowdfunding rank de facto subordinated
Score card
Score card — Contribuer Au Developpement International Dinnovent
↓ Download
Voir toute l'analyse Lendosphere →
Autres projets sur Lendosphere
Contribuer Au Developpement Du Groupe Photosol Renewable energy 80/100 Accompagner le développement de VALREA à l'international - 2 Renewable energy 79/100 Projet Photovoltaique Courtine 2 A Avignon Renewable energy 77/100 Centrale Solaire Flottante De Chevenon Renewable energy 75/100
⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.