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Forest Project 20260085
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260085

Avoid
15
score / 100
Yield
13.9%/yr
Duration
6 months
Min. ticket
500 €
Amount raised
50 k€
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À propos

Loan of 50,000 EUR to FF Forest to finance a complete forestry cycle in Lithuania: acquisition of cleared land, exploitation, reforestation and agricultural resale. Duration 6 months, rate 13.9% per annum. The underlying asset is a forest registered in the Lithuanian commercial registry. Platform based in Riga, Latvia.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 14.0/75 (17.0 brut, red flags −3)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - Hybrid instrument, 'buyback guarantee' without clear documentation
B1.2: 1/3 - Borrower = platform itself, Lithuanian/Latvian law poorly documented
B1.3: 1/2 - Priority rank claimed (forest asset) not formally registered as at date
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - Morgan Yvon Charles D. appointed, no verifiable public profile or specified function
B2.2: 1/5 - First documented transaction, no track record in renewables/agriculture provided
B2.3: 0/3 - No history on any platform
B2.4: 1/3 - No proceedings found but operator untraceable in registries
B3 · Garanties & Sûretés 3.0/15faible
B3.1: 2/9 - Guarantee on forest asset mentioned, LT registration claimed, not verifiable
B3.2: 1/4 - Guarantor not financially assessed, partial information
B3.3: 0/2 - No banking partner identified (project <€2M, RF2 not triggered)
B4 · Structure financière 4.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, collateral machinery/forest land not valued
B4.2: 0/4 - No equity injection documented
B4.3: 2/4 - No stress test but real asset claimed
B4.4: 2/2 - Latvian agricultural market rising, sector documented stable
B5 · Pré-commercialisation 1.0/10faible
  • Early stage activity, no harvest history or documented harvest sale contract
  • Portfolio data not communicated
  • Score 1/10
B6 · Permis & Maturité 1.0/5faible

Very recent activity, no confirmation of valid forest licences or complete legal documents provided in file

B7 · Marché & Localisation 2.0/3
  • Score adjusted due to live data: Latvian agricultural market rising (land +2.5x over 10 years, harvest +16.1% in 2024), rising trend confirmed
  • Established market but regional geopolitical uncertainty
⚠ Alertes détectées · −0 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - deduction −10 points

Points forts
✓Real asset claimed (forest land registered in Lithuanian commercial registry).
✓Latvian agricultural market documented in growth, positive trend confirmed by live data.
✓Short duration (6 months), limiting temporal exposure.
Risques identifiés
!Platform without verifiable PSFP/ECSP/CIP licence in any EU registry consulted.
!Operator untraceable in public registries; forestry sector experience not documented.
!Guarantee on forest asset claimed but not independently verifiable as at file date.
!Complete absence of operator balance sheet, financing plan and stress test.
!Regional geopolitical risks (Russia-Ukraine conflict) affecting exports and Baltic agricultural markets.
Score card
Score card — Forest Project 20260085
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