← Retour aux projets
Forest Project 20260083
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260083

Avoid
19
score / 100
Yield
16.7%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
100 k€
Invest →
À propos

Loan of 100,000 EUR to FF Forest to finance acquisition and management of forest land in Lithuania (purchase of deforested land, exploitation, reforestation and agricultural resale). Duration 24 months, rate 16.7% per annum. Security consists of forest land registered in Lithuanian commercial register. Platform domiciled in Riga, Latvia.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 18.0/75 (21.0 brut, red flags −3)
B1 · Instrument & Structure 4.0/10faible
B1.1: 2/5 - obligation convertible/unsecured loan with clear ranking, hybrid instrument
B1.2: 2/3 - Direct operator loan, Lithuanian law mentioned but poorly documented
B1.3: 0/2 - Ranking not formally registered, potential senior debt not documented
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - Name 'Morgan Yvon Charles D.' mentioned without verifiable function or profile
B2.2: 1/5 - First forestry operation documented, no operating history provided
B2.3: 0/3 - No history on any platform
B2.4: 1/3 - Impossible to confirm via available registers, insufficient information
B3 · Garanties & Sûretés 5.0/15faible
B3.1: 5/9 - Forest land registered in Lithuanian commercial register; mortgage ranking not specified
B3.2: 0/4 - No guarantor holding financial statements available, solvency not assessable
B3.3: 0/2 - No banking partner identified; project <€2M, no RF2
B4 · Structure financière 3.0/15faible
B4.1: 2/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, forest land collateral without specified valuation
B4.2: 0/4 - No operator equity contribution documented
B4.3: 0/4 - No stress test presented, Loan-to-Value (ratio prêt/valeur actif) unknown
B4.4: 1/2 - Forest revenue model plus CO2 credits but no cash-flow history
B5 · Pré-commercialisation 1.0/10faible
  • Start-up forestry activity, no harvest sales contracts or documented CAP payments
  • No full cycle history provided
  • Default score 1/10
B6 · Permis & Maturité 3.0/5
  • Established activity with commercial register registration, legal documents mentioned but age and forestry licences not verifiable
  • Score 3/5
B7 · Marché & Localisation 2.0/3
  • Latvian agricultural market rising (land +2.5x over decade, cereal harvest +16.1% in 2024)
  • Rising trend confirmed by live data
  • Geopolitical (Ukraine) and demographic risks noted
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - deduction −10 points

Rendement élevé sans garantie réelle −3 pts

Rate paid 16.7% per annum without formally registered first rank real security - deduction -3 pts

Points forts
✓Forest collateral registered in Lithuanian commercial register.
✓Early exit option at 6 and 12 months documented.
✓Latvian agricultural market growing (+16.1% harvest 2024).
✓Buyback guarantee mentioned by operator.
Risques identifiés
!FF Forest platform with no identifiable regulatory licence (PSFP/ECSP/CIP).
!Operator poorly identifiable, no financial statements or delivered project history.
!Return 16.7% per annum without first rank registered mortgage guarantee.
!LTV not calculable, forest collateral valuation not verifiable.
!Geopolitical risks (Ukraine conflict) affecting Latvian agricultural exports.
Score card
Score card — Forest Project 20260083
↓ Download
Voir toute l'analyse FF Forest →
Autres projets sur FF Forest
Forest Project 20260106 Agricultural loan 26/100 Forest Project 20260086 Agricultural loan 23/100 Forest Project 20250007 Agricultural loan 23/100 Forest Project 20260091 Business lending 22/100
⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.