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Forest Project 20260087
FF
FF Forest Agricultural loan Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Forest Project 20260087

Avoid
16
score / 100
Yield
16.7%/yr
Duration
24 months
Min. ticket
500 €
Amount raised
70 k€
Invest →
À propos

Loan of €70,000 to FF Forest to finance acquisition and management of forestry land in Latvia. The model consists of purchasing undervalued land, performing selective harvesting, reforesting to generate carbon credits, then reselling agricultural parcels. Duration 24 months, rate 16.7%/year, with early exit options at 6 and 12 months.

Plateforme · 1.0/25
A1 · Statut réglementaire 0.0/8faible
  • AMF status not disclosed ('?')
  • No identifiable agrément AMF, ECSP, statut réglementaire CIP, IFP or equivalent EU licence in the registers consulted
  • RESEARCH REQUIRED: AMF register 'ff forest' + registre ORIAS + ESMA
  • Score 0/8 by principle of prudence
  • Would trigger RF5 (−10 pts) on any associated project
A2 · Track Record 0.0/6faible
  • No identifiable published statistics: default rate N/C, delay rate >90d N/C, actual vs announced return N/C
  • Penalty −2 pts applied + all base scores at 0
  • RESEARCH REQUIRED: 'ff forest' statistics platform default delay
A3 · Rigueur de sélection 0.0/4faible
  • No information on project selection process, selection rate, committee or borrower KYC identifiable
  • RESEARCH REQUIRED: 'ff forest' project selection process
A4 · Santé financière 0.0/4faible
  • No information on the financial health, shareholding or history of the platform
  • Impossible to confirm the legal existence of 'ff forest' in the available registers
  • Score 0 by prudence
A5 · Protection investisseurs 1.0/3faible
  • No agrément AMF/ECSP licence confirmed, therefore no automatic attribution of the regulatory point
  • 1 pt awarded as minimal hypothetical credit if legal existence subsequently confirmed
  • RESEARCH REQUIRED: ff forest general conditions, fund segregation, secondary market
Projet · 15.0/75 (18.0 brut, red flags −3)
B1 · Instrument & Structure 3.0/10faible
B1.1: 2/5 - obligation convertible/loan without clearly defined instrument, Latvian law
B1.2: 1/3 - Direct operator borrowing, Latvian law unfamiliar, applicable law not specified
B1.3: 0/2 - Security claimed not formally registered first-rank mortgage
B2 · Opérateur & Track record 3.0/15faible
B2.1: 1/4 - Only 'Morgan Yvon Charles D.' mentioned, without verifiable public profile
B2.2: 1/5 - First documented transaction, no quantified forestry track record
B2.3: 0/3 - No history on this platform or other AMF-regulated platforms
B2.4: 1/3 - Not verifiable in available registers; Latvian operator, partial data
B3 · Garanties & Sûretés 3.0/15faible
B3.1: 2/9 - Security over forestry land registered in Latvian Commercial Register, rank not precisely documented
B3.2: 1/4 - Guarantor (FF Forest) not financially assessed, fonds propres data unavailable
B3.3: 0/2 - No identified bank partner on project <€2M
B4 · Structure financière 3.0/15faible
B4.1: 0/5 - Loan-to-Value (ratio prêt/valeur actif) not calculable, collateral machinery/land not valued
B4.2: 1/4 - Operator equity contribution not documented, guarantee on future revenue
B4.3: 0/4 - No stress test presented and Loan-to-Value (ratio prêt/valeur actif) indeterminate
B4.4: 2/2 - Stable revenue model (carbon credits + land resale), coherent over 3 projected fiscal years
B5 · Pré-commercialisation 1.0/10faible
  • AGRI Class: portfolio data not disclosed, no signed crop sale contract, no documented agricultural/forestry cycle history
  • 1 point for start-up with legal structure present
B6 · Permis & Maturité 3.0/5
  • AGRI Class: activity registered in Latvia (Commercial Register mentioned), legal structure present
  • Duration of activity not verifiable (probably <2 years)
  • 3 points by default
B7 · Marché & Localisation 2.0/3
  • AGRI market Latvia rising: land +150% over 10 years (€4,500/ha), cereal harvest +16.1% in 2024
  • Rising trend confirmed live
  • Geopolitical (Ukraine) and demographic risks noted
⚠ Alertes détectées · −3 pts déduits
Plateforme non régulée Déjà comptabilisé dans le score plateforme (A1)

FF Forest platform without any verifiable PSFP/ECSP/CIP/IFP licence - −10 pts

Rendement élevé sans garantie réelle −3 pts

Rate served 16.7%/year without real security formally documented as registered first rank - −3 points

Points forts
✓Latvian agricultural market in sustained growth, land +2.5x over 10 years.
✓Underlying real asset (forestry land) registered in Latvian Commercial Register.
✓Early exit options at 6 and 12 months offering relative flexibility.
✓Blockchain traceability as additional audit layer.
✓Buyback guarantee formally mentioned in conditions.
Risques identifiés
!Platform with no identifiable regulatory licence (PSFP, ECSP or EU equivalent).
!Rate of 16.7%/year with real security not formally registered in first rank.
!Operator 'Morgan Yvon Charles D.' not verifiable in available public registers.
!No financial history, track record or published repayment statistics.
!Geopolitical risks (Ukraine/Russia conflict) affecting Latvian agricultural exports.
Score card
Score card — Forest Project 20260087
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