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Neios Op
WI
WiSEED Renewable energy Financé
Ce projet est clôturé. L'analyse ci-dessous reflète les informations disponibles au moment de la souscription et n'a pas été mise à jour.

Neios Op

Fragile
40
score / 100
Yield
12%/yr
Duration
48 months
Min. ticket
—
Amount raised
200 k€
Invest →
À propos

NEIOS is a mission-driven company which develops and operates agricultural anaerobic digestion projects in France, positioned on energy transition. The company is raising 200,000 € in obligations at 12% per annum over 48 months via WiSEED to finance studies and development of 3 projects in progress. Young structure without accounting history, with 7 projects in pipeline and experienced founding team.

Plateforme · 16.0/25
A1 · Statut réglementaire 8.0/8✓ max
  • agrément AMF licence AMF fonds propres-2023-33 currently valid
  • Maximum regulatory status confirmed
A2 · Track Record 3.0/6
  • Score adjusted thanks to live data: default 0.89% → 6pts×0.5=3.0; delay 27.54% (live) → 3pts×0.3=0.9; yield N/A → 0pts×0.2=0.0; base=3.9
  • Reduction −0.9 for 26 documented CrowdRevolt projects
  • Final: 3/6
A3 · Rigueur de sélection 2.0/4
  • Selection process mentioned (1,160+ projects since 2008) without published rate or verifiable committee detail
  • High delay rate suggests insufficient selection
A4 · Santé financière 1.0/4faible
  • Accelerated receivership (Oct
  • 2025), procedure closed 11/12/2025, acquisition by Advenis validated
  • Stability under new owner <12 months → 1 pt (post-recent acquisition rule)
A5 · Protection investisseurs 2.0/3
  • agrément AMF licensed → 1 pt minimum legal obligation (reflection period + continuity plan)
  • Segregated accounts via documented third-party payment service provider → +1 pt
  • No operational secondary market identified
Projet · 24.0/75 (29.0 brut, red flags −5)
B1 · Instrument & Structure 8.0/10bon
B1.1: 5/5 - Simple obligation fixed rate clear French law
B1.2: 2/3 - Direct loan operator NEIOS OP, French law
B1.3: 1/2 - Simple obligation without known senior debt, factual ranking not registered
B2 · Opérateur & Track record 9.0/15
B2.1: 4/4 - Appointed managers (Rebaud ESSEC, du Plessix), functions specified, identifiable profiles
B2.2: 3/5 - President 15 years experience, 45 projects developed (equipment manufacturer), but 0 MW connected directly via NEIOS
B2.3: 0/3 - First operation on WiSEED, no platform history
B2.4: 2/3 - Recent company without financial statements, judicial procedure not identified but gearing not evaluable
B3 · Garanties & Sûretés 2.0/15faible
B3.1: 2/9 - Implicit personal guarantee not notarised; no real security documented in file
B3.2: 0/4 - Company without financial statements, guarantor not financially evaluated
B3.3: 0/2 - No identified banking partner; amount <2M€ therefore no RF2
B4 · Structure financière 3.0/15faible
B4.1: 2/5 - Renewable energy development project, no PPA or connection; IRR not calculable, future revenues
B4.2: 3/4 - 800K€ business angel injected on 1.2M€ total working capital requirement, approximately 67% self-financed
B4.3: 0/4 - No stress test; model relies on uncertain future success fees
B4.4: 0/2 - No financial statements, taux de couverture de la dette not calculable, revenues non-existent to date
B5 · Pré-commercialisation 4.0/10faible
  • 6 LOI signed on identified projects (studies 90-100%), 7 projects in development
  • Commitments at letter of intent level, not contractualised
  • Development stage without PPA or permits obtained
B6 · Permis & Maturité 1.0/5faible
  • Company in development phase; projects undergoing administrative studies
  • No permit obtained documented
  • Works planned autumn 2026 at earliest
B7 · Marché & Localisation 2.0/3
  • Biomethane market in strong growth, PPE objectives 44 TWh 2030, structuring regulatory support
  • Renewable energy sector rising trend confirmed
  • Risks of administrative delays and curtailment for solar not directly applicable to anaerobic digestion
⚠ Alertes détectées · −5 pts déduits
Aucune garantie réelle sur ce projet −5 pts

No real security or joint and several guarantee documented on this 200,000 € corporate loan - complete absence of formal security

Points forts
✓President with 15 years experience and 45 anaerobic digestion projects developed.
✓Biomethane market in strong growth, ambitious and supported PPE 2030 objectives.
✓800,000 € raised from business angels end 2025, majority contribution.
✓6 LOI signed on identified projects, commercially validated pipeline.
✓Hybrid economic model combining success fees and recurring management fees.
Risques identifiés
!Company without first closed financial statements, financial analysis based on forecast only.
!Repayment entirely dependent on uncertain future success fees over 48 months.
!No real security documented; joint and several guarantee or mortgage absent from file.
!Administrative delays of 9 to 24 months per project could delay cash collections.
!Rate of 12% per annum beyond renewable energy norm (5-9%); compensation by insufficient guarantees here.
⚠ Avertissement sur les risques

Investir en crowdfunding comporte un risque de perte partielle ou totale du capital, ainsi qu'un risque d'illiquidité. Selon le baromètre France FinTech / Forvis Mazars 2025, 25 à 30 % des projets accusent un retard de plus de 6 mois et 4 à 6 % entraînent une perte définitive. Ne placez jamais plus de 5 à 10 % de votre patrimoine en crowdfunding et diversifiez sur au moins 10 projets. CrowdPickr est un service d'information indépendant, non agréé en tant que conseiller en investissement. Les analyses présentées ne constituent pas un conseil en investissement personnalisé.