Centrale solaire d'Onnaing, dans le Nord — JLT Energy 14 — 6.5%/an · 60 mois

Plateforme · 22.0/25

A1 · Statut réglementaire 8.0/8✓ max

Valid agrément AMF AMF licence, licence fonds propres-2023-26 registered
Maximum score

A2 · Track Record 6.0/6✓ max

Default 0.74% (<1% → 6 pts)
Delay rate 1.14% (<5% → 6 pts)
Realised yield 6.85%/year in progression, compliant with ENR standard (5-9%) → 6 pts
A2 = (6×0.5 + 6×0.3 + 6×0.2) = 6/6

A3 · Rigueur de sélection 2.0/4

Strategic ENR refocusing in 2019 documented, suggesting rigorous selection committee
No selection rate published explicitly
Non-quantified process → 2 pts

A4 · Santé financière 4.0/4✓ max

Subsidiary of Lendosphère (123 IM Group, institutional), net result +434K€ in 2024, no losses since 2019, >5 years in existence, no platform distress signal
Maximum score

A5 · Protection investisseurs 2.0/3

Approved agrément AMF → 4-day cooling-off period + mandatory continuity plan (1 pt)
Segregated accounts mandated regulatory for all agrément AMF (1 pt)
Secondary market not documented in available data (0 pt)

Projet · 48.0/75

B1 · Instrument & Structure 8.0/10bon

B1.1: 5/5 - Simple obligation at fixed rate, French law

B1.2: 2/3 - société dédiée (SPV) JLT Energy 14 dedicated, distinct issuer, but société dédiée (SPV) law not thoroughly examined

B1.3: 1/2 - Rank not formally registered, no documented senior debt

B2 · Opérateur & Track record 11.0/15

B2.1: 3/4 - Mexens appointed, registered office Poitiers, but individual managers not identified in the file

B2.2: 4/5 - 920 MW in operation, 326M€ turnover 2025, >10 MWp documented

B2.3: 2/3 - Previous operations on Lendopolis probable, not confirmed

B2.4: 2/3 - Balance sheet not provided, gearing not calculable

B3 · Garanties & Sûretés 5.0/15faible

B3.1: 5/9 - Joint and several guarantee Groupe Mexens implicit via holding structure; no documented real collateral registered

B3.2: 2/4 - Group equity not published in file, 326M€ turnover suggests solidity but not verifiable

B3.3: 0/2 - No bank credit mentioned on this project <€2M

B4 · Structure financière 12.0/15bon

B4.1: 5/5 - CRE revenue supplement contract over 20 years, regulated tariff ensuring revenue cover

B4.2: 3/4 - Groupe Mexens self-finances via société dédiée (SPV); partial equity contribution not quantified

B4.3: 3/4 - 20-year regulated PPA covers crowd repayment even under stress

B4.4: 1/2 - taux de couverture de la dette not explicitly communicated, contractualised revenues but data absent

B5 · Pré-commercialisation 8.0/10bon

Winner of PPE2 CRE call for proposals, revenue supplement contract over 20 years obtained
Purged permits not confirmed
Network connection not confirmed in the file

B6 · Permis & Maturité 4.0/5bon

CRE PPE2 winner confirmed, building authorisation implicit in call for proposals process; service entry planned February 2027
Purge of legal challenges not explicitly confirmed

B7 · Marché & Localisation 0.0/3faible

Adjusted score thanks to live data: French renewable energy market solid (CRE regulated tariff), but Onnaing logistics market in decline (-63% YoY placement demand)
Warehouse roof risk documented
Market trend: declining - 0 pts

Points forts

✓CRE revenue supplement contract over 20 years, revenues secured by regulation.

✓Mexens established operator: 920 MW in operation, 326M€ turnover 2025, created in 2008.

✓Simple obligation French law, moderate amount (422K€), 6.5% rate within renewable energy norms.

✓Lendopolis platform licensed PSFP AMF FP-2023-22, excellent track record.

✓Location on existing warehouse roof (Action), limited land risk.

Risques identifiés

!Real guarantees absent: no mortgage or pledge documented on this project.

!Hauts-de-France logistics market in sharp decline in 2026, risk to underlying asset.

!Detailed financial information from JLT Energy 14 and Mexens not provided in the file.

!Service entry planned February 2027: construction delay risk not covered by stress test.

!Network connection and purged permits not explicitly confirmed in the document.

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