Platforms Miimosa
MI

Miimosa

French crowdfunding platform dedicated to agriculture and food.
14.0/25
Quality score
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Regulation
✓ PSFP
PSFP agrée (Prestataire de Services de Financement Participatif)
Delay rate
no data
Loss rate
no data
Trustpilot
4.0 /5
user satisfaction
About Miimosa
MiiMOSA is France's first crowdfunding platform entirely dedicated to agricultural and food projects. Founded in 2015, it offers two financing modes: donation with rewards (reward-based crowdfunding) and paid loans (crowdlending), allowing it to adapt to the nature and scale of projects supported. Financed projects range from young farmer installations to diversification of existing farms, including food processing projects, short supply chains, and agroecological practices. MiiMOSA collaborates with institutional agricultural organizations (Crédit Agricole, Chambers of Agriculture) that give it strong sectoral legitimacy. The platform caters to investors and donors wishing to actively support the French agricultural and food sector, with strong territorial roots and a clearly stated social mission.
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Platform quality: 5 criteria
Regulation and compliance
8/8
Agrément PSFP AMF FP-2024-5 en cours de validité depuis janvier 2024. Statut vérifié dans le contexte fourni.
Track record and history
1/5
Taux défaut estimé 10–30% selon rapports investisseurs (0/6). Taux retard non publié (0/6). Rendement réel non communiqué (0/6). Pénalité −2pts absence statistiques. Score ajusté grâce aux données live: multiples signalements défauts et liquidations judiciaires documentés par investisseurs malgré volume €200M+ financé. Formule: (0×0.5 + 0×0.3 + 0×0.2) − 2 = −2 → plafonné à 1/6 minimum.
Project selection rigor
1/5
Aucun taux de sélection publié. Processus non documenté dans le contexte disponible. Plateforme ancienne (2015) reconnue dans secteur agricole.
Platform financial health
3/4
Plateforme indépendante >3 ans, €200M+ financés, agrément valide. Aucun signal détresse plateforme elle-même identifié. Score non affecté par taux défaut portefeuille (critère A2).
Investor protection
1/3
Agrément PSFP impose délai réflexion 4 jours et plan continuité (1pt obligatoire). Comptes ségrégués non documentés. Marché secondaire non identifié.
These scores evaluate the platform as an operator, independently from individual project quality. Methodology →
Recent news
Updated: 2026-05-08
January 2024: Obtained PSFP agrément from AMF
2022: Launched first European debt fund dedicated to agricultural and food transition with €50 million initial endowment
Financed 8000+ projects totaling €200 million since 2015 (as of 2026)
Investor concerns regarding high project failure rates and liquidations since 2022
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
Analysed projects (0)
No projects analysed on this platform yet.
How is this scored? The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points. Read the full methodology →