Platform quality: 5 criteria
Regulation and compliance
8/8
PSFP AMF FP-2023-27 en cours de validité, confirmé dans la FICI.
Track record and history
2/6
Défaut 17.91% (>15% → 0pt), retard N/C (0pt), rendement réalisé non publié (0pt). Score ajusté grâce aux données live: taux défaut 17.91% confirmé. Pénalité absence stats partiellement compensée par loss rate 7.05% publié. Score pondéré + pénalité publi partielle = 2/6.
Project selection rigor
3/4
Processus d'analyse documenté (1,5–4 mois, comité ESG). Taux acceptation 5% confirmé live (3500+ dossiers). Taux publié + processus détaillé → 3/4.
Platform financial health
2/4
Structure indépendante, capital 40 465€, 60+ salariés, >€220M cumulés, aucun signal de détresse. Capitaux propres très faibles pour une indépendante → 2/4.
Investor protection
2/3
Délai réflexion 4 jours documenté (FICI). SPV 1001PACT Neuroclues ségrégation structurelle. Marché secondaire non opérationnel → 2/3.
These scores evaluate the platform as an operator, independently from individual project quality.
Methodology →
Recent news
Updated: 12-05-2026
Received European PSFP approval in November 2023, consolidating multi-country operations under single European license
Duralex crowdfunding campaign in 2025 achieved significant success with €5 million fundraising goal
Platform revendicated over €220 million collected as of early 2026, financing 300+ companies and creating/maintaining 23,000+ jobs
Financial health improvements noted with early loan repayments, including La Fourche's early obligatory loan repayment in 2025
This analysis is informational only and does not constitute investment advice. Investing via crowdlending carries a risk of partial or total capital loss. Research data is automatically refreshed monthly.
Analysed projects (0)
No projects analysed on this platform yet.
How is this scored?
The quality score (A1–A5) evaluates the platform as an operator: regulatory status, past performance, project selection standards, financial stability, and investor protection mechanisms. Max: 25 points.
Read the full methodology →